Telecommunication Industry Tricks

How many of you out there are unhappy with your current phone company? Do you feel like you are being ripped off and taken advantage of. Well I'm going to share with you how to get better customer service and better products as well as guard against telecommunication industry tricks I will also share with you some of the common problems with telecommunication industry services today.

Some companies in the telecommunication industry will do anything to get your business as the telecommunication industry is so competitive they even use really dirty tricks to do this, Below are just a couple of the tricks telecommunications industry companies use which you should be aware of.

1. Picking. This is a very sneaky way of getting your business and laws have done a great job of putting an end to it, but it still happens from time to time. 'Picking' is when a communications carrier gets your business by your 'something' unaware authorization. You fill out some form to win a prize or answer a survey and the next thing you know, you've been switched without knowing it and suddenly your outrageous bill is your only indication that something is horribly wrong.

2. Slamming – This is just what it sounds like, you go to bed using one service and wake up using another and you'll never know it until you've gotten that outrageous bill.

A lot of telecommunication companies out there in the telecommunication industry use all kinds of creative ways to get your business, none of which is really based around approaching your business.

The best advice I can give you to avoid these problems is to have a personal telecommunication industry specialist who is assigned to make sure all of your telecommunications needs are being met. The assigned telecommunications specialist will make sure all your services are being provided at not only the best rate, but also with the best in customer service. I'm not talking about hiring someone for this, but finding a company that allows its reps to provide that 'direct link' to the company.

Health Begins With Water

Health begins with water. Since the body is made mostly of water (about 70%), all body functions are dependent on water. I guess you could call water a universal solvent. Most nutrients with the exception of fats are dissolved in water, transported in the water-based blood system and used by water-filled cells. And, because the cells are filled with water, the water lubricates, them, like cartilage and muscle cells. It also keeps cell walls pliable and receptive to nutrient inflow and waste outflow.

These facts point to the crucial nature of proper hydration for a healthy body. It is even more important as we get older as will be explained soon. Every organ in the body depends on water to function properly and efficiently. When we are not hydrated properly, or we are dehydrated, even a little bit, our bodily functions become labored. Over time, our health can become challenging. It is very subtle at first, then symptoms begin to appear.

The US National Research Council has guidelines that suggest that we require one milliliter of water for every calorie we consume. That translates to approximately one half of your body weight in ounces of water consumed daily. Some scientists and medical community advisers claim that amount is too conservative, that we should drink more. For someone who is obese, very overweight or suffering from a chronic disease, they should be drinking 1 quart (32 ounces)of water for every 30 pounds of body weight.

If we look at body functions, there are four obvious ways that the body loses water; defecation, perspiration, respiration and urination. In addition, the body’s digestive process uses a huge amount of water which can further dehydrate the body if there are not sufficient water reserves. Efficient digestion is also aided by drinking sufficient water between meals to flush the digestive tract and provide enough water for bodily functions.

Obviously, the quality of the water that we use to remain healthy or regain our health is very important. For most people it means the water should be clean and safe to drink. What most people don’t know is that in order to be healthy throughout life the body needs to be as near to a neutral pH as possible and the blood absolutely needs to be between 7.35pH and 7.45pH or we die. That means the fluids in our body need to be reinforced with alkaline, ionized water.

Most of the foods that people eat form acidic ash and waste in the body, so to neutralize it we need to drink alkaline ionized water.

Another component of health that is crucial to us is negative ions. Alkaline, ionized water is full of negatively charged particles which our bodies crave. Without negative ions our bodies decline and age. Eventually our health is eroded and our organs slowly lose their efficient function.

It seems that the “struggle” for health is our attempt to rid our bodies of the positive ions we acquire from our “unnatural” diet and to get enough negative ions into our bodies. Traditionally our Paleolithic ancestors used to eat a predominantly raw food diet supplemented with river and creek water that babbled over the rocks and down waterfalls, thus becoming negatively charged and highly oxygenated.

Sadly our diets have reduced to pulling up to the local drive-through and drinking out of cans and bottles. These habits have created a society of overweight acidic bodies full of positive ions and ill health.

Fortunately the process is simple to reverse. Even if your health is OK now, you should be motivated to remain healthy throughout your life. A few changes to your lifestyle will give you valuable “life insurance.”

In the early 20th Century, the Russians discovered that negative ions were very good for human health. They postulated that if they could create negative ions in water that it would create an easier avenue to health. Through experimentation, the first water ionizers were created. The challenge even today is the bonds that water molecules form are weak. Water ionizers break up the large clusters of water into smaller clusters but they do not hold the ionic microcluster structure permanently once they are formed. So the best way to drink alkaline, ionized water is fresh from a machine that creates it. At best, it can be put into a glass bottle and it will hold its charge and microclustering for two days provided the water is filled right to the rim of the bottle. After that, the weak bonds separate and reform into larger cluster molecules and they lose their negative charge.

Even today, Dr. Emoto has shown that water has memory and can be “programmed.” The concept of alkaline, ionized water, is more and more becoming a household word as people realize the benefits of drinking this special water.

It is estimated that 75% or more of North Americans are dehydrated enough that it affects their health in a negative way. And, with that dehydration there is an acidic inflamed body. It may be “silent” inflammation now, but it will eventually rise up into the radar range and become pain or symptoms. It doesn’t seem to matter that people drink lots of water, it matters more what kind of water they drink.

In a University of Washington study, it was found that many people interpret their thirst as hunger. By giving those in the study a glass of water when they felt hungry, it stopped the hunger pangs in 98% of the people surveyed.

For the average North American, there are one or more toxic chemicals stored in their fatty tissue from drinking treated tap water. That is not even including toxins from the foods we eat, what we put on our skin and hair, what we clean our houses with or environmental pollutants. In the US, 53 million people drink water from municipal water supplies containing potentially dangerous levels of chlorine and fluoride derivatives and by-products, lead, fecal bacteria, fertilizers, pesticides, jet fuels, pharmaceuticals and other impurities associated with cancers and various sorts of metabolic dysfunction and diseases.

I remember a study a few years back where they took hair, blood and urine samples from a famous artist who ate organic, used “natural” products, drank the best water he could find, uses as few chemicals as possible in his art and he wore natural fibers. There were 48 toxic chemicals found in his body. He was really conscious about being a “back to earth” guy and quite shocked at the toxic levels in his body. Alarming, don’t you think?

Because most of us are dehydrated by various degrees, our daytime level of fatigue could be directly related to dehydration and our diets. The typical slump seems to be between 3 and 4 pm, where we reach for that sugary snack or the coffee. If we only knew that by drinking two glasses of alkaline, ionized water after lunch, we could feel much better. Water is so important that only a 2% drop in your body’s natural water level can bring on mental confusion, short term memory loss, inability to focus and sluggishness in doing simple math calculations, sequenced procedures and interpretive skills.

Also, with regards to your health, recent research shows that 8-10 glasses of alkaline, ionized water per day may significantly reduce pain levels, even in backs and joints for up to 80% of sufferers. Research is also showing that if the average person drank at least 5-16 oz glasses of alkaline, ionized water daily, that is plain alkaline, ionized water, not mixed with anything, their risk of getting breast cancer can be decreased by 79%, colon cancer by 45% and bladder cancer by 50%.

How does it work? The properties of alkaline, ionized water are unique. Drinking this water provides a quick supply of available oxygen – making the water an “antioxidant.” In other word, the water has an extra electron attached making hydroxyl ions which are negatively charged. These hydroxyl ions in the ionized water seek out and neutralize free radicals. This is very important, since free radicals are what damage our cells and bring about disease and premature aging. When the hydroxyl ions, as an antioxidant have neutralized the free radicals, the result is a body that is energized, vitalized and oxygen rich. Alkaline, ionized water helps balance the body’s pH by reducing excess cellular and body acidity, helping the body to dissolve and excrete acidic waster products more easily.

The electrolysis process that produces the alkaline, ionized water, not only produces an excess of electrons, it also reduces the cluster size of the molecules from 13 to 14 (which is regular tap water) to 5 to 7. This can happen because of the weak bonds that the water has with molecules around itself. These smaller clusters have a lower molecular weight, making the alkaline, ionized water more easily absorbed by the body. The smaller cluster size is also better able to deliver nutrient to all the cells, tissues and organs and accelerates metabolism as more and more acidic waste is eliminated from the body. So, take your vitamin and mineral supplements with alkaline, ionized water for greater absorption. Conversely, take your medications with neutral water. Normally only about 30% of your medication is absorbed by the body because of our acidic and plugged up condition. Alkaline, ionized water will increase the absorption of your medication and you may get too much.

A normal average North American diet will produce high levels of acidic waste in the body from 97% of what is eaten. We simply don’t eat enough alkaline foods, fruits and vegetables. These acids, if they are not neutralized, can cause inflammation and free radicals. They can kill healthy cells by stealing oxygen and damage them by stealing electrons. Alkaline water and food will not only dissolve these harmful acids, but they will help remove them from the body by allowing them to pass safely through the kidneys and bowels and not be stored in our joints, organs, blood vessels and fat cells.

The qualities of high alkalinity, more oxygen and lower molecular weight act as a powerful cellular detoxifier, helping the body maintain or restore its health and should be part of everyone’s daily regimen. Research in Japan since the 1950′s indicate that most chronic conditions are a result of increased waste, acidity and the resulting impaired body function and immune system.

If you are looking to feel younger, more flexible, vital and alive, or even stay that way, then the answer is clear. Try alkaline, ionized water!

Think Credit Scores Do Not Apply To Young Adults? Think Again

By the time you turn 28, you will probably have a career and possibly a family. When you want to make big purchases like buying the car of your dreams or buying a house to raise a family, your credit score becomes more important than ever. Your credit score is also referred to as a FICO score and is typically a number between 300 and 850. Bank lenders who will loan you money for a house or a car will look at this score very carefully before lending you the money and deciding your interest rate. According to the article Starting Out by Kelly K. Spors in The Wall Street Journal, FICO scores above 760 qualify you for the best loan terms, while scores below 600 can mean unappealing terms and higher interest rates – or bar you from getting a loan all together. The breakdown of the FICO score includes a 35% weighting for payment history; 30% for the amount owed, especially as compared to your credit limits; and 15% for the length of your credit history. Also, having too many credit inquiries and loan applications by you or too many accounts opened in a short time can hurt your score.

So I made a mistake, how do I improve my credit score?

1. The first thing to do is to start paying your bills on time. If you have Internet access, it may be a good idea to set up an automatic bill pay (either through your bank's website or the actual credit card or loan company's website). This way, the bill will be deducted out of your checking account at the same time every month and will reduce your chances of your payment being lost in the mail. Paying your bills on time every month for about a year will dramatically improve your score.

2. The second thing to do is to check your credit report from all three major credit bureaus once a year. If you check it more than once a year, this may hurt your score. You can access your report for free at http://www.annualcreditreport.com . Be careful, many sites say they provide free credit reports but there is often a catch. Identify inaccurate information in your credit report and write a letter to the addresses listed below explaining your situation.

Equifax PO Box 740241 Atlanta, GA 30374

Experian PO Box 2104 Allen, TX 75013

TransUnion PO Box 2000 Chester, PA 19022

3. The third thing to do is to be smart with your credit. This means avoiding mall shopping sprees or playing online poker. Use your credit cards wisely. It is also smart to keep your credit card balances at 30% or less of your limit. This keeps your score up and leaves room on your credit card for emergencies like auto repairs and house repairs.

Copyright 2006 Debt Management Credit Counseling Corp.

Be True To Your Finances

Money will never be enough. Whether you earn $100 or more there will always be room for more and more needs and wants in your life. Currently I earn twice as much as I used to earn two Years ago but my expenses are also twice as much. If you do not watch out on the trend you take with your needs and your income, you will get frustrated and think the problem is with money yet you are the one causing the problem.

I prayed for wisdom on how to spend wisely to avoid pitfalls and I got help. I have not reached the peak but so far I am very happy with the way I manage my finances. At this point in time I will give you tips on how to manage your needs and wants in regards to money and avoid going overboard. The secret is to live within your means and this is how

1. Write down your daily needs and wants that you spend on and divide the needs and wants into three categories; Daily, Weekly and Monthly

2. Beside each category write down the needs and wants and how much you spend on them. Be honest with yourself do not underestimate or overestimate, you have to be on point. If you over/under estimate you will not make it. Prices do not change within a short period of time so you will have to go to a grocery shop or supermarket to get the exact price of the commodity you buy daily, weekly or monthly.

3. Find totals for each category, for example, your daily category must be multiplied by thirty for you to know how much you spend in a month and the weekly budget by four. Add up your totals and see how much you spend.

4. If your budget exceeds what you earn, then you have to review your needs and wants and be disciplined enough to reduce your wants at this moment and check whether your needs may also be overboard. If you find that your needs are expensive, then you should find a place where the same needs can be bought less expensive, for example; instead of buying tomatoes or other raw vegetables and fruits from a supermarket try getting them from a local vendor. If the house you are staying in is eating up your money move to a descent less expensive apartment.

5. Stick to this budget and consult it regularly, go back and check whether you are on track or off track. Try this for just a month and you will see a very big positive difference and you will even manage to save money.